The rights and liabilities of a subrogator shall be as mentioned in the contract, if any, and if not, it shall be as follows:
(a) All the rights of the person who has sustained the loss or damage shall devolve on the subrogation.
(b) The subrogator mentioned in Clause (a) may realize from the person who has caused the loss or damage, or from the party to a contract concluded in that connection, if any, the amount or reasonable compensation paid by him/her to the person who has suffered the loss or damage, as well as the expenses incurred in
contesting a case, if any